BankAmericard® Credit Card
0% Intro APR† for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, a Variable APR currently 12.99% - 22.99% will apply. View More >Amazon Prime Rewards Visa Signature Card
Worth checking out if you’re an avid Amazon shopper, this metal credit card earns 5% back at Amazon and Whole Foods and offers an Amazon gift card upon approval. You’ll need an Amazon Prime membership to apply. View More >Savor® Rewards from Capital One®
Going out to eat is a bit more fun when you can hand over a shiny metal credit card. The Capital One® Savor® Cash Rewards Credit Card (Review) can fit that bill and offers an excellent cash back rate at restaurants, along with some useful bonus categories that complement the foodie aura this card exudes. View More >Home Depot Consumer Credit Card
The Chase Ink Business Preferred offers a broad range of bonus categories that help cardholders maximize their rewards. Since the points you earn are ridiculously flexible, this card is ideal for business owners who want to redeem rewards in more than one way. View More >Costco Anywhere Visa® Card by Citi
Earn Costco cash rewards anywhere Visa is accepted. Plus, no annual fee with your paid Costco membership.* Cash back will be provided as an annual credit card reward certificate once your February billing statement closes, redeemable for cash or merchandise at US Costco Warehouses, including Puerto Rico. View More >CareCredit Credit Card
CareCredit is different from a regular credit card. The card can be used to pay for medical expenses at the 200,000+ U.S. medical facilities that are part of Synchrony Bank’s CareCredit Network. View More >No Annual Fee Credit Cards For Long 0% Balance Transfer APR >>
If you need a card with a long 0% intro APR for purchases, it will be hard to beat the U.S. Bank Visa® Platinum Card.
Citi Simplicity® Card
This is a simple card with no annual fee that offers an excellent intro APR on both purchases and balance transfers. If you want to get rid of the debt you’ve accumulated from other credit cards, this could be the Citibank card for you.Citi® Diamond Preferred® Card
If you’re looking for some extra time to pay off large purchases, the Citi Diamond Preferred Card could be your best bet. You won’t earn any rewards, but you’ll get one of the longest 0% introductory APRs on the market as well as some useful benefits like a concierge service and shopping protections.Citi® Double Cash Card
The Citi® Double Cash Card is a no-annual-fee favorite. With a flat cashback rate on all purchases and a bonus amount added as you pay them off, you’ll find simple and strong rewards. Citibank occasionally offers an intro APR on balance transfers. When it does, you’ll typically find an impressive promotion.Rotating Bonus Categories >>
A typical rotating bonus category earns 5%, while other cards are limited to earning 2% or 3% cash back, says Daniel Gillaspia, travel and rewards expert and founder of the travel rewards blog UponArriving. Category choices are gas, online shopping, dining, travel, drugstores, or home improvement/furnishings.
Chase Freedom®
This popular no annual fee Chase Visa card offers 5% cash back in categories that rotate every three months. If you don’t like being tied down to just a few bonus categories, the Freedom gives you opportunities to earn on different purchases throughout the year.Discover it® Cash Back
As far as no annual fee cash back cards go, the Discover it® Cash Back ranks among the best. You’ll get 5% cash back in quarterly rotating categories, up to $1,500 spent per quarter (then 1%; activation required). And Discover will double that for your first year! There’s also a solid 0% introductory APR for purchases and balance transfers.Food (Restaurants and Groceries) >>
The Bank of America® Cash Rewards Credit Card (Review) is one of the most flexible cash back cards around, with a 3% bonus category you can change every month. Dining is one of your choices, along with quite a few other useful options, and you’ll always get grocery stores for one of your smaller categories.
Discover It® Student Chrome
If you are on the go, the Discover it® Student chrome may be a better option for you. It will allow you to earn 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter. No sign-ups or activation here. You simply shop and earn cashback. All other purchases will earn a 1% cash back automatically.Discover it® Secured
Discover it® Secured is 2019’s best secured credit card because it has a $0 annual fee and rewards cardholders with 1% to 2% cashback on purchases. The Discover it Secured card also doubles the rewards cardholders earn the first year. Very few secured cards even offer rewards.Wells Fargo Propel American Express® card
If you’re new to travel credit cards the Propel could be a good place to start. It has no annual fee and provides the opportunity to earn points back on travel, gas, restaurants, and some eligible streaming services (a rare feature). You’ll also get a solid 0% intro APR on purchases and balance transfers.No Annual Fee Credit Cards For Bad Credit >>
Secured cards are designed for people with bad, limited, or no credit, so they usually come with pretty unfavorable terms. But the Discover it Secured is different, and even provides a decent rewards program. Not only that, your cash back is doubled for the first year! That’s even better than some reward credit cards.
Capital One® Secured Mastercard®
If you need to build or repair your credit, the Capital One Secured Mastercard provides a simple, inexpensive opportunity to do so. You’ll need to provide an initial security deposit to establish your line of credit, up to a maximum of $1,000, but you’ll be able to increase it in time.Discover it® Secured
Discover it® Secured is 2019’s best secured credit card because it has a $0 annual fee and rewards cardholders with 1% to 2% cashback on purchases. The Discover it Secured card also doubles the rewards cardholders earn the first year. Very few secured cards even offer rewards.First Progress Platinum Select Mastercard® Secured Credit Card
First Progress offers three secured credit cards for people who are new to credit or rebuilding their credit. These cards have the same application requirements and similar features, but offer a choice between a lower annual fee or lower interest rate. The Platinum Select Mastercard® Secured Credit Card is the middle option.No Annual Fee Credit Cards For Travel Rewards >>
No-annual-fee travel credit cards offer rewards for no yearly cost of card ownership. This can be appealing to frugal or infrequent travelers. Keep in mind, however, that these cards lack the richer rewards and perks of cards that do charge annual fees. For some travelers, paying an annual fee is worth it thanks to those incentives, which can include things like travel credits, bonus rewards, airport lounge access, free checked bags, priority boarding, hotel status and more.
Capital One® VentureOne® Rewards Credit Card
The Capital One VentureOne Rewards is a general-use card that offers 1.25X miles per dollar on all purchases, and you can exchange those miles at a number of airline loyalty programs where you may find a higher value.Bank of America® Cash Rewards Credit Card
The Bank of America® Cash Rewards Credit Card (Review) is one of the most flexible cash back cards around, with a 3% bonus category you can change every month. Dining is one of your choices, along with quite a few other useful options, and you’ll always get grocery stores for one of your smaller categories.Discover it® Miles
Discover it® Miles is a very good travel rewards credit card, especially the first year. Instead of giving new cardholders a few hundred dollars in rewards for spending thousands within a few months of opening an account, as is common with some of the best rewards cards, Discover it Miles doubles all the miles you earn the first year as an anniversary gift.Signup Bonus Credit Card >>
The signup bonus — one of the most valuable and coveted credit card features, with the potential to put a huge dent in your spending or help you score free flights and hotel stays. Many rewards cards come with signup bonuses, also known as introductory bonuses or welcome bonuses. These bonus offers can provide a surprising amount of value, with returns on spending ranging from around 20% on average to more than 50% in some cases.
AAdvantage® Aviator™ Red World Elite Mastercard®
The AAdvantage® Aviator™ Red World Elite Mastercard® replaced the US Airways Dividend Miles® Mastercard®, in response to the merger of American Airlines with US Airways. If you’re a frequent AA flyer this card could be a valuable addition to your wallet, providing nice benefits like Companion Certificates, free checked bags and preferred boarding privileges.Chase Sapphire Preferred® Card
The Chase Sapphire Preferred offers an unusual amount of value for the price. A good pick for both frequent flyers and occasional travelers, the card not only has a solid rewards program and a mammoth sign-up bonus, but it also includes some of the most generous travel insurance benefits you’ll find for a card with an annual fee of less than $100.No Annual Fee Credit Cards For Flat-Rate Rewards >>
Paying an annual fee on a credit card can be worth it if it gets you substantially higher rewards. But in many cases, credit cards that don’t charge annual fees offer better long-term value than those that do. No-annual-fee credit cards make it easy to come out ahead, regardless of your spending. Plus, you’ll be able to keep your card open for a long time at no cost, increasing the average age of your accounts, which has a positive effect on your credit score.
Paypal Credit Card
PayPal is best known for being one of the first platforms for sending and receiving money via its own app. However, in addition to enabling payments, it also has credit card for consumers to use.PayPal Credit is an unsecured line of credit that you apply for and can use online anywhere PayPal is accepted.It provides cash back and a simple rewards .There’s no annual fee.You can redeem cash back directly to your PayPal balance or bank account.Chase Freedom®
This popular no annual fee Chase Visa card offers 5% cash back in categories that rotate every three months. If you don’t like being tied down to just a few bonus categories, the Freedom gives you opportunities to earn on different purchases throughout the year.American Express Cash Magnet® Card
This card’s perks are especially impressive considering it charges no annual fee. Among other benefits, you’ll enjoy free shipping at dozens of online stores with a complimentary ShopRunner membership and a chance at no-interest financing through Amex’s “Pay It Plan It” program.No Annual Fee Credit Cards For Rotating Bonus Categories >>
The Discover it® Cash Back (Review) is our top pick for rotating cash back categories thanks to its unique Cashback Match. You’ll earn 5% back in categories that change every three months, up to $1,500 spent per quarter (activation required).
U.S. Bank Visa® Platinum Card
With no rewards program or signup bonus, this card offers one of the longest 0% intro APR periods for both purchases and balance transfers on a credit card. For no annual fee, you’ll also get a more uncommon, but handy benefit: Up to $600 in Cell Phone Protection.Chase Freedom®
This popular no annual fee Chase Visa card offers 5% cash back in categories that rotate every three months. If you don’t like being tied down to just a few bonus categories, the Freedom gives you opportunities to earn on different purchases throughout the year.Discover it® Cash Back
As far as no annual fee cash back cards go, the Discover it® Cash Back ranks among the best. You’ll get 5% cash back in quarterly rotating categories, up to $1,500 spent per quarter (then 1%; activation required). And Discover will double that for your first year! There’s also a solid 0% introductory APR for purchases and balance transfers.Travel Rewards with No Annual Fee >>
The Capital One® VentureOne® Rewards Credit Card (Review) is the top no fee travel card because it offers a decent reward rate for every purchase you make, with the ability to transfer your miles to a variety of airline partners. It can help you travel for free without putting an extra strain on your wallet, as long as you avoid interest and other fees.
Delta SkyMiles® Reserve Business Card
The Delta SkyMiles Reserve Credit Card from American Express offers some of the most sought after perks frequent flyers crave, including complimentary airport lounge access. You won’t earn a lot of miles for award flights on non-travel purchases, but your Delta spending will put you on the fast track to elite status in the airline frequent flyer program. If you love traveling in comfort and you’re loyal to Delta Air Lines, this card warrants consideration.United℠ Explorer Card
The United Explorer Card definitely isn’t your run-of-the-mill airline credit card. Between TSA PreCheck fee credit, annual lounge visits and Luxury Hotel & Resort Collection access, the card is jam-packed with perks that will enhance your trips from start to finish — not just when you’re in the air.Citi Rewards+℠ Card
With the Citi Rewards+℠ Card, you can make the most of your everyday purchases by earning double ThankYou® Points at the supermarket and gas stations, for the first $6,000 per year and then 1 point on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi's best rewards credit cards, the Citi Rewards+℠ Card gives you all this with a low introductory APR and no annual fee.*No Annual Fee Credit Cards For Long 0% Purchase APR >>
If you need a card with a long 0% intro APR for purchases, it will be hard to beat thses cards.