Full Review

Not good for one-time use. The Pottery Barn Credit Card doesn't offer a first-purchase discount or initial bonus, as is so common with retailer-affiliated credit cards. So it's not a great option for infrequent Pottery Barn shoppers.

Great rewards for Pottery Barn regulars. As stingy as the Pottery Barn Rewards Card is up front, it's even more generous on an ongoing basis. You will receive 1 point per $1 spent and $25 in store credit for every 250 points accrued. That's the equivalent of 10% back, which is twice what many of the most popular store credit cards offer.

Stay away from the "special" financing. The Pottery Barn Credit Card offers Not Offered on purchases of at least $750. But you shouldn't accept it. Thanks to a feature called deferred interest, the Pottery Barn Card's regular APR will retroactively apply to your entire original purchase amount if you're late with a monthly bill payment or don't repay your full balance by the 12-month mark. So you're better off using a general-consumer 0% credit card for big-ticket Pottery Barn purchases.

No annual fee is not, not unusual. No one wants to pay an annual fee if it can be avoided, so in that sense it's good the Pottery Barn Store Card doesn't charge one. But neither do nearly all other store credit cards, so this aspect of the offer isn't a game changer.

Fairly low credit requirement. Like most other store credit cards, the Pottery Barn Card requires just "fair" credit for approval.


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Pottery Barn Credit Card Review

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The Rewards of Pottery Barn Credit Card
RewardsEarn 1 point (10% back in rewards) for every dollar spent with your Pottery Barn Credit Card at any Pottery Barn, Pottery Barn Kids, or PBteen store, catalog or online at potterybarn.com, potterybarnkids.com or pbteen.com.For every 250 points accumulated, you will receive a $25 Rewards Certif

How to Get the Most Out of Pottery Barn Credit Card
Spent money on purchasesEnjoy exclusive events and offers and Double reward

How to Apply For Pottery Barn Credit Card
OnlineVisit the Pottery Barn Credit Card website.Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.Check the information is accurate and submit your application.

Pottery Barn Credit Card Payment
OnlineSearch the official websiteLog in your accountMake a payment online

Pottery Barn Credit Card
The Pottery Barn Credit Card is designed to relieve shoppers of some of the financial pressure that can come with decorating a home. The card provides special rewards for loyal customers and exclusive promotional financing deals. But, with a high APR and deferred interest, the card will only add to your expenses if you don't pay it off right away.
Pottery Barn Credit Card