Basic information
Rewards Rate
• 2% rebate on Menard’s and Menards.com purchases
• 1% rebate on other participating retailer purchases
Sign-Up Bonus
Everyday rebate or special financing:
• 6 months deferred interest on purchases $299+
• 48 months reduced-rate financing (3.99%) on purchases $1,500+
Annual Bonus::None
Annual Fee:$0
Average Yearly Rewards ($1,325 monthly spend):$33
APR:27.24% (variable)
Rewards Redemption
Pros
Rebate checks don’t expire
$5+ rebate certificates issued on a quarterly basis (rebates under $5 will roll over into the next rebate mailing)
Can combine rewards with other Menards discounts
No cap on rewards
Cons
Can only use rebate certificates at Menards or Menards.com
Cannot earn rewards on purchases made with special financing
Why get the Menards BIG card?
You frequently shop at Menards and want to earn rewards on purchases you already make.
You’re a do-it-yourselfer who wants access to promotional financing for those big home renovation projects.
You prefer merchandise discounts over other types of rewards.
You don’t plan to carry a balance from month to month.