About Apple Card

Well, It's common that when you apply for a credit card, the bank wants to check your credit scores. They wanna make sure if you are a trustworthy borrower. It's similar to the situation when you are lending money to your friends, you wanna know if they will give your money back, right?- so what if you have no credit history at all? People with no credit often have the most difficult time getting approved for a credit card. That's because most credit card issuers require applicants to have some form of credit history, including a credit score, to approve a new credit card application. Some credit card issuers realize that people have trouble getting a credit card for the first time, and they've made credit cards specifically for people with no credit. Here we list what you can do to apply for the first credit card in your life. 1. Have a job. You have to prove to the bank that you are able to repay your credit card balance. 2. Prequalify for a credit card. A few major credit card issuers have online prequalification that allows you to see if there's a credit card available for your credit profile. These prequalifications are typically soft credit checks, meaning they won’t hurt your credit score or show up on your credit report when someone else checks your report. 3. Get a student credit card. If you're a student, you may qualify for a student credit card. These cards are designed for college students who may not have enough income or credit history. To qualify, you may have to provide proof that you're enrolled in a qualified college or university. 4. Get a secured credit card. Secured credit cards are the go-to cards for people who can’t get approved for a traditional credit card. What distinguishes a secured credit card from other credit cards is that you make a security deposit to get a credit limit. Some secured credit cards come with lots of fees, but a few credit cards keep fees to a minimum.10 If you don’t have enough money for a security deposit right away, you can spend a few months saving up for the security deposit. Try one of our expert recommended cards, designed specifically for people with no credit. These cards offer reasonable fees and competitive interest rates and are designed to help you establish credit and earn cashback. Scroll down and apply online for a card with no activation or overdraft fees and no interest charges.