Rewards

Two options, one application. There are two Dillard’s cards: the Dillard’s American Express Credit Card and the Dillard’s Store Card. You don’t get to choose between them though, as there is but a single application. The decision ultimately comes down to your credit standing, with people who have good or excellent credit generally getting the Dillard’s Amex and those with fair credit being relegated to the store-only version. Unfortunately, the store card is about half as rewarding as the Amex. You can compare the two here as well as check your credit score for free.

No online application. For some reason, you can’t apply for the Dillard’s Credit Card online. You have to either apply at a store location or request to have an application mailed to you. That might not be a big deal to some people, but others will definitely see it as a major inconvenience.

Underwhelming rewards. You will earn 2 points per $1 spent at Dillard’s, which means you’ll need to spend at least $750 to reach the card’s 1,500-point redemption threshold. At that time, you can redeem for either a $10 gift certificate or a 10% discount. If you opt for the gift certificate, your earnings will be equal to 1.33% back. For context, the average cash back credit card offers 1.07% back. The other option’s value obviously depends on how much you spend on your discounted purchase, but it’s a better bet if that amount is at least $120. In that case, the discount would save you $12, and your total spending would be $870, resulting in an earning rate of 1.38% back. With that being said, neither option is all that enticing, considering the best store-affiliated credit cards offer 15%+ off your first purchase and 5% back on an ongoing basis.

No annual fee. Perhaps the best thing about the Dillard’s Credit Card is the fact that it doesn’t charge an annual fee. That saves you about $19.76 per year compared to the average credit card. But no annual fee is the norm for retailer-affiliated plastic, so its value shouldn’t be overstated.


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The Rewards of Dillard's Credit Card

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Dillard's Credit Card
the Dillard's Credit Card can offer a way to earn rewards on every new cardigan and cast-iron cooker. But while the Dillard's Credit Card might be worthwhile for the most frequent shoppers, the rewards it offers can be beaten by other rewards cards — ones with fewer limitations and lower interest rates.
Dillard's Credit Card

Dillard's Credit Card Payment
Paying your Dillard's credit card online can save you the hassle of buying postage and mailing your payment. Navigate to the online payment center on the Dillard's website.Sign up for an online account to create a Dillard's login if you haven't already done so.Enter your usernam

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How to Apply For Dillard's Credit Card
You can apply for the Dillard’s Credit Card at a Dillard’s store or by mail. Unfortunately, there's no way to apply for a Dillard's card online. To receive an application by mail,call 800-643-8276. Or find the nearest store.

Dillard's Credit Card Review
Full ReviewThe Dillard's Credit Card is unlike most store cards in that it offers a range of APRs, rather than a single rate for all cardholders. Unfortunately, both ends of the range are high for a non-subprime credit card, making the card a poor choice for anyone who is likely to carry a balan