Rewards

As a card focused on balance transfers, this card forgoes rewards.


Costs

Purchase APR

0% intro for the first 18 months (then 12.49%-20.49% variable)

Annual Fee

$0

Balance transfer APR

0% intro for the first 18 months (then 12.49%, 16.49%, or 20.49% variable)

Balance transfer fee

$10 or 4% of the transaction, whichever is greater

Cash advance rate

26.49% variable

Cash advance fee

$10 or 5% of the cash advance amount, whichever is greater

Foreign transaction fee

None


Application

Apply for the Blue Cash Everyday® Card if you’re at least 18 years old and a US citizen.

Go to the HSBC website

When you fill out your application form, you'll need to provide


Payment

Online Bill Payment

Pay your card bill online at the HSBC website, where you can also enroll in autopay.


Customer Service

800-975-4722

HSBC Gold Mastercard®

From good To exceptional ( Credit Recommended 700-850 )

HSBC Gold Mastercard®

While there are a few cards with potentially lower ongoing APR, those cards don’t pack the fee-free value and simplicity of the HSBC Gold Mastercard® credit card. Plus, the 0% APR period on this credit card is quite lengthy at 18 months.

Read More

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pros and cons

Annual fee: None.

0% intro APR on purchases and balance transfers for the first 18 months.

Cardholder-friendly policies.

Potentially high APR

No rewards

Cost

Annual Fee

$0

Purchase APR

14.49% - 24.49% (V)

Foreign Transaction Fee

$0

Cash Back

None

Credit Score

700-850

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