Details of pros

Approval Odds/Quick Approval

If you have a good to excellent credit score (meaning 580 or higher), you will likely be approved for this card. Because conditional credit approval is automated on the website, you may get a decision on your application within 60 seconds!

In addition, you may also be able to bypass a hard credit inquiry and be pre-approved via the shopping cart trick noted above.

Up to 48 Months Free Financing

If you make a large purchase from Wayfair and you are able to pay off your entire balance within the timeframe noted on your promotional offer, you can take advantage of free 0% financing!

Initial Discount Offers

The Wayfair card gives you $40 back in rewards on your first Wayfair order of $250 and above without financing. That’s not the biggest first-purchase bonus available from a store credit card, but it’s definitely not terrible, either.

Free Shipping

If you have this card, your order will automatically include free delivery on all eligible purchases. The card’s terms list flooring, large fixtures, and “non-standard items” as exclusions. Free shipping doesn’t apply to returns.

Bottom Line:

Free delivery is already available to all Wayfair customers on purchases over $35, so this benefit may not be significant.

No Annual Fee

Wayfair can be a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don’t have to pay an annual fee for the privilege.

Details of cons

Can Only Use at Wayfair Family Brands

This one is pretty self-explanatory, but you can only use this card at Wayfair, Joss & Main, AllModern, Birch Lane, and Perigold. This means you can’t use it at any other retailer (and don’t even receive a physical card)!

Deferred Interest Financing

The Wayfair card offers an introductory rate of 0% on new purchases for 6 to 48 months, depending on the cost of what you buy. But because of the card’s deferred interest, if you miss a monthly payment or don’t pay off your balance in full, the high APR will retroactively apply to your entire original purchase amount.

Limited Rewards

If you don’t take advantage of the promotional financing, you can elect to receive 3% cash-back in Rewards Dollars for all eligible purchases from Wayfair, Joss & Main, AllModern, Birch Lane, and Perigold. This is decent, but many other rewards cards offer incentives for all of your day-to-day purchases.


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Wayfair Store Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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the Rewards of Wayfair Store Card
RewardsYou can choose one for each purchase:3% back in rewards ORSpecial financing on purchases over $60Introductoy Bonus15% back in rewards on your first order

How to Apply For Wayfair Store Card
Applying for the Wayfair card is simple; just head over to the Wayfair website. Fill out a bit of personal information and you can see if you qualify in as little as 60 seconds.You can also try the “shopping cart trick.” This means that a credit card offer from Comenity Bank may pop up with an i

Wayfair Store Card
Though it offers a decent rewards rate, the Wayfair Mastercard carries a sky-high APR and no noteworthy perks or discounts, and is best avoided for all but the most frequent Wayfair shoppers.
Wayfair Store Card

Wayfair Store Card Payment
OnlineTo access your account, you can log on to your account online.From web, you can access your monthly bills, enroll to receive paperless statements, and make payments via bank transfer or electronic payment. You can make online payments 24 hours a day, 7 days a week.Unfortunately, you cannot mak

How to Get the Most Out of Wayfair Store Card
Purchase frequently wih a discountShipping for free