Online

You can apply for an Old Navy credit card online in a few minutes. Once approved, you'll receive a discount code for your first purchase that can be used for online or in-store items. Follow these steps to complete an Old Navy credit card application from your PC or mobile device.

Fill out the retail credit card application on the Synchrony Financial website with basic personal information, including your Social Security number and annual net income and click “Continue.”

Confirm whether you want to receive electronic or paper statements or add an authorized user to your account. Choosing paperless statements can earn you 500 extra rewards points.

Review the terms and conditions and check “I Agree” if you want to continue with the application.

Click the “Secure Submit” button to process your application.

Note that some credit applicants will receive an automatic decision after submitting, and some will not. You can expect to receive a final decision regarding your application by mail within seven to 10 days or an email response within three to four days.

In Person

Apply for an Old Navy card in person with a cashier at your local Old Navy store using the steps below. Once approved, you'll receive a discount on your first store purchase.

Find your nearest store by checking the Old Navy store directory or by contacting Old Navy customer service at 866-450-5294.

Tell a cashier you want to apply for an Old Navy Card when you checkout. You'll need your driver's license or other identifying information to submit your credit card application electronically and get an instant credit decision for either the Old Navy card or Visa. Applicants who don't qualify will get an explanation letter in the mail within seven to 10 days.


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How to Apply For The Old Navy Credit Card

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