Details of Pros

0% deferred APR deals: This card does offer 0% interest on six, 12, and 18 month promotional credit plans.1 These offers are common among jewelry store credit cards, but Zales has the advantage in that it doesn’t require a down payment like some competitors do.  

Low APR when you pay over 36 months: This card also gives you the chance to pay just 9.99% interest for 36 months on purchases of at least $1,500.1 This rate is well below the average APR for all credit cards, according to The Balance’s research. 

Cardholder perks: Cardholders qualify for a yearly $50 birthday discount, 10% off repairs and service, and free standard shipping on purchases made with the Zales card, in addition to coupons and emails reminding you to clean or inspect your jewelry throughout the year. 1

Details of Cons

Deferred interest: If you do opt for one of the promotional 0% plans, note that you’ll be charged deferred interest if you don’t pay off your balance before the introductory offer ends—or if you make a late payment.1 Deferred interest means financing charges dating all the way back to your purchase date 

Financing fees and restrictions: While you can secure 0% APR on promotional credit plans for six, 12, or 18 months, the plans for 12 or 18 months come with a $9.95 fee per transaction. Also note the minimum spending requirement for these plans—$300 for the six-month plan, $750 for the 12-month plan, and $3,000 for the 18-month plan.1

High ongoing APR: Outside of promotional credit plans and special financing offers, this card comes with a variable purchase interest rate of 29.99%.1 That’s a pricey rate, considering The Balance’s calculations put the average interest rate for all credit cards at around 20%.


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Zales Diamond Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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How to Get the Most Out of Zales Diamond Card
To get the most value out of this card, you'll need to be smart about how you use it. If you choose one of the deferred interest offers, be sure to pay off the entire balance before the promotional period is over. If not, you'll pay interest charges dating all the way back to your purchase d

How to Apply For Zales Diamond Card

If you don't have this credit card yet, you can submit an application online. But before doing so, make sure that you match the following criteria:18 years old or more/Being a U.S. citizen/Have a credit score of at least 660.If all that is in place, then you can try submitting an application onl

Zales Diamond Card
The Zales Diamond Card, which is issued by Comenity Bank, is a standard store credit card good for purchases in Zales stores or online at Zales.com. If your goal is purchasing diamonds and other jewelry with special, in-house financing offers, getting this card may make sense. Just be aware of interest rate “gotchas” and fine print.
Zales Diamond Card

Zales Diamond Card Payment
Actually, there are three different ways to pay your credit card from Zales. In this section of our Zales credit card review, we will disclose how you can pay your credit card.OnlineThe first way to pay your credit card from Zales is to do so online. You can do so via the online banking of Comenity,

Who Is Zales Diamond Card Best For?
The Diamond Card is aimed squarely at customers of Zales who want to score special financing at the time they're buying jewelry from Zales. The finance offers may be attractive, especially if you don't have another way to finance your purchases. But the deals feature deferred interest, which