Full Review

If you have or know you're going to get a Buick, Cadillac, Chevrolet or GMC vehicle, the GM BuyPower Card from Capital One definitely warrants consideration. And that probably includes a whole lot of people, considering that these brands offer some of the most popular models on the market. For example, the Chevy Bolt was one of the best family vehicles of 2016, according to Edmunds. Chevrolet's Corvette is the 9th most popular coupe of 2017, according to Kelley Blue Book. And five of KBB's 10 most popular SUVs of 2017 are in the GM BuyPower family: Chevy Equinox (3rd), GMC Arcadia Limited (4th), Buick Enclave (8th), Chevy Traverse (9th) and GMC Terrain (10th). But if your wheels are sporting another company's logo or you're even a bit unsure about what kind of car you're going to get next, you'll probably want to take a pass on GM BuyPower. After all, you're likely to earn more buying power, especially when it comes to redemption flexibility, from other plastic.

Rewards are generous, redemption is limited. You will earn $250 in rewards for the first $5,000 that you charge to the GM BuyPower Credit Card each year, with subsequent purchases yielding 2% back. That’s worth about $790 per year to the average person, who makes roughly $32,010 in purchases that can be paid for with a credit card on an annual basis. However, the fact that you can only redeem your earnings toward the purchase or lease of a vehicle from a handful of brands – Buick, Cadillac, Chevy and GMC – will likely prevent you from enjoying the fruits of your spending for months or even years.

No annual fee is always nice. This makes the Capital One GM BuyPower Card $19.76 cheaper than the average credit card.

0% intro rate can help you avoid interest. If you're planning a big-ticket purchase (besides a car) that will take longer than a single billing period to pay off, the GM BuyPower Card from Capital One is a decent option, offering 0% interest on new purchases for the first 12 months. Just make sure to pay your balance in full before the regular rate takes effect, as it has the potential to be quite high.

It's worth considering other options. The good or excellent credit needed to get the Capital One GM BuyPower Card may also help you qualify for some of the market's best rewards credit cards. Many of them have the potential to be far more lucrative than the GM BuyPower Card, which is all that really matters. After all, the more you save now, the more affordable your vehicle will be. It doesn't really matter whether your savings come from cash back or GM credit.


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GM BuyPower Card Review

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The Rewards of GM BuyPower Card

Rewards5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that.Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.You can also redeem up to $250 in statement credits each year for purchases on Certified

How to Apply For GM BuyPower Card

You can apply for a GM BuyPower credit card online or in a Capital One branch.To apply online, go to https://www.buypowercard.com.

GM BuyPower Card Payment
Onlinesearch the official websiteLog in your accountmake a payment online

How to Get the Most Out of GM BuyPower Card

You'll earn 5% rewards based on your account year, not your calendar year, so keeping up with your account opening date is important. The 5% earnings rate on the first $5,000 spent annually is too good to miss.Compound your savings by combining your rewards with several other GM discounts, too.

GM BuyPower Card

The GMBuyPower card, issued by Capital One, lets fans of GM turn their everyday spending into rewards they can use to pay for dealership services, accessories, and the purchase of a new or leased vehicle. With no annual fee, an introductory purchase APR offer, and a generous rewards rate, GM loyalists can get a lot of value out of this card.
GM BuyPower Card