Full Review

Make no mistake. DCU, which offers the DCU Visa® Platinum Secured Credit Card, is one of the good guys in the secured-card industry, with its share of predators. This DCU card has a number of consumer-friendly features that are laudable for a secured card — notably low interest rates and a dearth of fees, including an annual fee of $0.

But the card’s luster is dulled by the hassle of joining a credit union in order to apply, coupled with no chance of earning spending rewards. More importantly, it has an exceptionally high required deposit compared with top competitors. That puts the card out of reach for paycheck-to-paycheck consumers looking to build or rebuild credit with a secured card. In short, the card is good for a segment of secured-card shoppers: those with ailing credit but healthy cash flow.


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DCU Visa Platinum credit card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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DCU Visa Platinum credit card Payment
Onlinesearch the official websiteLog in your accountmake a payment online

How to Apply For DCU Visa Platinum credit card
OnlineGo to the Digital Federal Credit Union website and click Apply Now.Select the Credit Card from the Credit Card Type drop-down menu. Then select New Visa, and click Continue.Complete the application with details like your name, address, annual income and Social Security number.Review and submit

The Rewards of DCU Visa® Platinum Rewards Credit Card
RewardsYou will earn 1 point for every $1 spent.You will earn an additional 5 bonus points for every $1 spent by shopping the online network of top national and regional merchants through the Perks Points Mall.Redeem for travel, merchandise, gift cards, experiences, green products,and charitable don

How to Get the Most Out of DCU Visa Platinum credit card
Pay off as much as possible (more than minimum amount due) despite the low interest rate.Use a credit card for emergency cash

DCU Visa Platinum credit card
The DCU Visa Platinum is not a feature-rich credit card, and it’s below average for a low interest rate card. The regular interest rate is low. Few credit cards have an interest rate equal to or better than 10.00 percent. This low APR, however, is reserved for consumers with excellent credit. Otherwise, your APR can range as high as 18 percent.
DCU Visa Platinum credit card