Full Review

Nice initial discount. You will receive 25% off your first online purchase with the Torrid Credit Card, which could save you a bundle if you time things right. This isn't the biggest first-purchase discount available from a store card but it's still a great deal if you're planning a Torrid shopping spree.

Very good ongoing rewards. You will earn 1 point for each $1 that you charge to the Torrid Card, which might not sound like a lot but actually works out to 5% cash back (spending $200 earns you a $10 gift certificate). That's already right in line with what the best store credit cards offer on an ongoing basis, and the deal's sweetened even more by two 30%-off days each year. Those discount days could wind up being the star of the show if you shop strategically.

Not built for financing. Store credit cards are bad for carrying a balance from month to month, thanks to their high regular APRs and the fact that any "special financing" they may offer usually includes a dangerous feature called deferred interest. The Torrid Card is no exception. It doesn’t have a reduced intro rate, and its regular APR is above even the average for store credit cards (24.06%).

Fair credit should do the trick. As long as you have a bit of credit experience and no major negative marks on your credit report, you should be able to get approved for the Torrid Insider Credit Card. That might surprise you given the card's impressive rewards, but store cards are known for having relatively lenient approval standards. If you're not sure where your credit stands.


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Torrid Credit Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

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Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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How to Get the Most Out of Torrid Credit Card
Spend money at TorridGet Platinum Status

Torrid Credit Card
Like many popular retailers, Torrid offers a closed-loop consumer credit card for those who want to save a little on their branded purchases. Unlike most other store credit cards, however, the Torrid Insider Credit Card is a little light on the rewards, good only for the occasional coupon or special offer. And while the card doesn't have an annual fee, the high APR makes it a questionable addition to your wallet.
Torrid Credit Card

How to Apply For Torrid Credit Card
OnlineVisit the Torrid Insider Credit Card website.Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.Check the information is accurate and submit your application.If you're denied click

Torrid Credit Card Payment
Comenity Bank issues the Torrid Credit Card, so all customer service inquiries should be directed to the bank and not Torrid itself. You can pay your bill either by calling the toll-free number, 1-800-853-2921, or by logging into your online Torrid Credit Card account.Comenity does not appear to acc

The Rewards of Torrid Credit Card
Rewards25% off your first online purchase. Plus, $15 Off $50 Welcome Offer included when you receive your new card.Earn 1 point for every dollar you spend at Torrid. $10 rewards certificate for every $200 you spendEarn extra 5% off Every Day with your card.Reach 1,000 points and get Platinum Status.