Rewards

3% cash back on:

AAA purchases

Travel

2% cash back for:

Gas

Grocery

Drug stores

1% cash back on all other qualifying purchases

Business-related purchases and activities are not eligible for cash back

INTRODUCTORY BONUS

25 AAA Dollars for making a purchase in the first 90 days; 125 AAA Dollars for spending $1,500 in the first 90 days


Costs

Annual fee

$0

Penalty APR

N/A

Late Fee

Up to $39

Returned Payment Fee

Up to $35

Additional Cards Annual Fee

$0

Foreign Transaction Fee

None


Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR

27.74% Variable

Cash Advance Fee 

5%, $10 minimum


Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR

0% for 12 billing cycles

Regular Balance Transfer APR

15.74%–25.74% Variable

Balance Transfer Fee

3%, $10 minimum


Highlights

3% cash back for qualifying AAA and travel purchases

2% cash back for qualifying gas, grocery, and drug store purchases

1% cash back for every other qualifying purchase

0% intro APR for purchases and balance transfers for 12 billing cycles, then your rates will be 15.74%–25.74% Variable

25 AAA Dollars for making a purchase in the first 90 days

125 AAA Dollars for spending $1,500 in the first 90 days

World Mastercard or Platinum Mastercard benefits, depending on creditworthiness

No annual fee

AAA Dollars® Plus Mastercard

From fair To exceptional ( Credit Recommended Fair )

AAA Dollars® Plus Mastercard

A AAA membership is required to apply for this card, and depending on where you live, this card may not be available to you or you may receive a different offer. You’ll get a long 0% intro APR period for purchases and balance transfers, and you can get up to a 40% bonus when you redeem your points for AAA gift cards.

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pros and cons

No Foreign Transaction Fee

No Annual Fee

Have Cash Back

Cost

Annual Fee

$0

Purchase APR

15.74%–25.74%

Foreign Transaction Fee

None

Cash Back

1%-3%

Credit Score

Fair

Shell Co-Branded Credit Card

Shell credit cards offer rewards for your purchases at Shell and provide a more secure way to do your shopping. Filling up has never been so rewarding! Shell is the number one global lubricant supplier, delivering market-leading lubricants to consumers in over 100 countries. Shell Lubricants brings world-class technological insights to its products, offering you the best formulations for your vehicle.

Menards

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

Sponsored Links

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