Rewards:

Cardholders will get 35% off their first purchase with the card, along with a 15% off coupon in the mail. 12 additional discounts will be mailed every year, one per month. Purchases made with the card can be returned without a receipt. if you spend $600 in a calendar year you'll become a lifelong Kohl's MVC (Most Valued Customer), which will provide an additional six discount mailings per year, a birthday gift, and free shipping events every month. That's about all there is to the Kohl's Charge Card; there are no spending rewards, although you can sign up for Kohl's unrelated Yes2You Rewards program for free (which Kohl's shoppers should do). That program provides 1X point per dollar at Kohl's, which comes to a 5% cashback equivalent.


Costs:

Annual Fee

$0

Annual Bonus

None

APR

27.24% (variable)

Late Fee

up to $37

Foreign Transaction Fee

None


Application:

Applicate online

If you have received a Personal Offer Code, please enter it below. Otherwise, click Apply Now to apply for a Kohl's Charge.


Payment：

Desktop

Register your account at My Kohl's Charge for FREE online payments. You may also schedule one payment per day for up to 180 days in the future. Payments made after 7:00 p.m. (central time) will post the following day.

Mobile Site / Kohl's App

Looking to make a payment on your smartphone? Download the Kohl's App or visit our website on your mobile phone today!

Before making a payment using our Kohl's App, you'll need to link your Kohl's Charge to the app. Also, make sure you have a saved payment option for your account by setting it up through My Kohl's Charge on your desktop, smartphone, or through our automated phone system.

By mail:

Payments received after 5:00 p.m. (central time) will post the following day. Make your check out to Kohl's Payment Center and mail it to:

Kohl's P.O. Box 60043 City of Industry, CA 91716

Kohl's P.O. Box 1456 Charlotte, NC 28201

In Store

You may make a payment at the store using a check, cash, debit card or money order. We also accept payments using a Kohl's Cares® card. Cash or check payments will free up more of your available credit the same day if paid at a register. Sometimes Kohl's will place a hold on a check payment to allow for enough time to pass to ensure that the payment is processed by your bank. Other payment types may not have the same, timely result. Payments are accepted until close of business for that store. Please retain your receipt for your records. Please note: The payment may not appear on your statement until the following day, but will be back-dated to the day the payment was made.


Customer Service:

Phone number

For additional assistance, contact Customer Service at +1 (800) 564-5740.

Kohl’s Charge Credit Card

From good To exceptional ( Credit Recommended 690-850 )

Kohl’s Charge Credit Card

Frequent Kohl’s shoppers can be rewarded for their patronage with the Kohl’s Charge Card. You’ll receive multiple discount coupons through the mail, can return items without a receipt, and spending $600 in a year will give you lifelong Kohl’s Most Valued Customer status, and all the shopping benefits that come with it.

Read More

01

pros and cons

15% discount arrives in the mail with your new card

35% discount on your first purchase in-store or online

12 special discounts of 30%, 20% or 15% every year

Certificates expire in only 30 days

Points expire 1 year after they’re earned

Can only use the certificate at Kohl’s and Kohls.com

Cost

Annual Fee

$0

Purchase APR

27.24% (V)

Foreign Transaction Fee

$0

Cash Back

None

Credit Score

690-850

Sponsored Links

Related Credit Card/Article

Lowe’s Advantage Card
If you're a Lowe's loyalist, the Lowe's Advantage Card can make a lot of sense. Unlike store cards that give you rewards points that have value only if you return to the store and spend more money, this $0-annual-fee card gives you a flat 5% discount on almost everything at Lowe's. The card also offers deferred-interest financing for larger purchases — but if you take advantage of it, you need to be careful, or you could be in for a nasty surprise.
Lowe’s Advantage Card

Citi Premier℠ Card
The Citi Premier℠ Card costs $95 a year starting the second year. For most, it’s the option that’s just right. Points give you lots of flexibility, as you can redeem them for a variety of travel rewards. And if you redeem them through the ThankYou® Travel Center, they’re worth 25% more. If you’re a frequent American Airlines flyer, you might like one of Citibank’s co-branded airline cards
Citi Premier℠ Card

Journey® Student Rewards from Capital One®
If you’re a student with a limited credit history, the Journey Student Credit Card from Capital One is like taking an introductory course in the credit world. Your credit line will likely start off low, but the good news is you can graduate to a higher credit limit fairly quickly if you play your cards right. While some other student cards in this category offer reward programs with higher cash-back rates or other perks like introductory APR periods or sign-up bonuses, those programs may feel a bit advanced for “credit freshmen” to manage. Capital One’s card keeps it simple for those beginning their educational credit journey.
Journey® Student Rewards from Capital One®

Discover it® Secured
Discover it® Secured is 2019’s best secured credit card because it has a $0 annual fee and rewards cardholders with 1% to 2% cashback on purchases. The Discover it Secured card also doubles the rewards cardholders earn the first year. Very few secured cards even offer rewards.
Discover it® Secured

Target® RedCard
The Target REDcard is a must-have for Target regulars and one of the best store credit cards on the market. Its generous rewards will save you a bundle on every Target purchase. There are no fees to worry about. And it’s available to everyone but folks with bad credit or very little credit experience.
Target® RedCard

Credit One Bank® Platinum Preferred
The Credit One Platinum Preferred Card is a credit card option for people with average credit and wants to gain more rewards at a low annual fee on their daily purchases. The terms you’ll be offered vary depending on your creditworthiness.
Credit One Bank® Platinum Preferred

Bank of America® Cash Rewards
Everyday rewards are a staple of the Bank of America® Cash Rewards credit card. Its $0 annual fee makes it easy to get the most out of your rewards card. Earn 3% cash back on purchases in a chosen category and 2% at US grocery stores and wholesale clubs for the first $2,500 in combined purchases each quarter, reverting to 1% after. All other purchases earn you a consistent 1% cashback.
Bank of America® Cash Rewards

Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card
When it comes to travel credit cards, you typically get what you pay for. But the Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card bucks that trend, offering far more than many other cards at similar price points. The card has a modest annual fee, but in exchange, you'll earn high ongoing rewards, not to mention a fat sign-up bonus that easily outstrips the cost of card ownership, plus plenty of travel-friendly side perks. There are a couple of potential stumbling blocks. You have to join the Navy Federal Credit Union to apply, which may be a problem if you don't meet the eligibility criteria or just don't want the extra legwork. And while earning rewards with the card is easy, redeeming them requires jumping through a few hoops.
Navy Federal Credit Union Visa Signature® Flagship Rewards Credit Card

TJX Rewards® Credit Card
The TJX Rewards® Credit Card shaves 10% off your first purchase online or in store. That can make a decent dent in a big purchase, but a general rewards credit card may offer more valuable introductory incentives.
TJX Rewards® Credit Card

Capital One® Spark® Cash for Business
The Spark Cash gives business owners a straightforward way to earn easy cash back. You’ll earn decent rewards on all your spending, no matter what expenses you have from month to month, and get some helpful business perks.
Capital One® Spark® Cash for Business