Details of pros

Good rewards rate on travel: The earning rate on travel purchases is quite competitive compared to other no-annual-fee travel cards. 

Wholesale club purchases earn extra points: Many rewards cards offer bonus points on grocery store purchases, but not if the groceries are purchased from wholesale clubs. This card offers extra rewards on both, which we love. If your go-to grocery store is a place like Sam’s Club or Costco, this card won’t penalize you.

Rewards are worth more when used for AAA vouchers: Points earned with this card are typically worth 1 cent each, but their value increases by up to 40% if you redeem them for AAA vouchers, which can be used to pay for things like AAA travel or auto repair services. If you’re an AAA club member and frequently use its services, this is a great way to maximize your earnings and membership benefits. 

Details of cons

Rewards expire after five years: While five years may seem like a long time to use your points, the fact that they expire at all is a bummer. Many cards offer rewards that never expire as long as the card is open. 

No introductory purchase APR: Interest-free offers can be a great way to pay off a large purchase over several months, but unlike some competing cards, there is no break on finance charges with this card. 


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AAA Credit Card Review

Shell Co-Branded Credit Card

Shell credit cards offer rewards for your purchases at Shell and provide a more secure way to do your shopping. Filling up has never been so rewarding! Shell is the number one global lubricant supplier, delivering market-leading lubricants to consumers in over 100 countries. Shell Lubricants brings world-class technological insights to its products, offering you the best formulations for your vehicle.

Menards

Menards is a chain of home improvement stores located in the Midwestern United States, owned by founder John Menard Jr. through his privately held company, Menard, Inc. Menards® home improvement stores are conveniently located throughout the Midwest in a 14-state region. From the novice do-it-yourselfer to the experienced contractor, Menards® has something for everyone! As a family-owned and operated business, Menards® is truly dedicated to service and quality and is the place to "Save BIG Money!®" on all your home improvement needs.

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Related Credit Card/Article

AAA Dollars® Mastercard®
You’ll need a AAA membership to apply for this card, and depending on your zip code, this card may not be available to you or you may get a different offer. You can take advantage of a 40% bonus when you redeem your points for AAA gift cards, as well as a long 0% intro APR period for purchases and balance transfers.
AAA Dollars® Mastercard®

AAA Credit Card Payment
OnlineLog in to your AAA Dollars® Mastercard® accountSelect the "Payments" tabSelect your desired frequency, either “Make A Payment” for a one-time payment or “AutoPay” for recurring monthly paymentsComplete the remaining steps (you will need your account and routing information)

Who Is AAA Credit Card Best For?
If you have good credit, the AAA Member Rewards Visa Card is a solid rewards card option for frequent travelers. You'll earn rewards at a rate on par with (and sometimes better than) travel cards that charge annual fees, which is saying something, considering this card doesn't charge one. If

AAA Dollars® Gas Rebate Mastercard®
You’ll need a AAA membership to apply for this card, and depending on where you’re located, this card may not be available to you or you may receive a different offer. If approved, you’ll either receive a World Mastercard or Platinum Mastercard with different benefits.
AAA Dollars® Gas Rebate Mastercard®

How to Apply For AAA Credit Card
OnlineThe only way to fill out a AAA Credit Card application is online. There is no way to apply over the phone or in-person, but applying online is easy. Just provide your AAA Membership ID, full name, mailing address, Social Security number, and other personal info. After you submit your

AAA Dollars® Plus Mastercard
A AAA membership is required to apply for this card, and depending on where you live, this card may not be available to you or you may receive a different offer. You’ll get a long 0% intro APR period for purchases and balance transfers, and you can get up to a 40% bonus when you redeem your points for AAA gift cards.
AAA Dollars® Plus Mastercard

How to Get the Most Out of AAA Credit Card
Start by making sure you earn the bonus, which means you'll need to spend an average $334 each month for the first three months after opening your account. Then make sure to pay for any eligible travel with the card. If you're a AAA member, redeem rewards for AAA vouchers to not only maximiz

the Rewards of AAA Credit Card
RewardsGet a $200 statement credit after you make at least $1,000 in purchases within 90 days of account opening.Earn 3 points per dollar on eligible travel and AAA purchases.Earn 2 points per dollar on gas, grocery store, wholesale club and drugstore purchases.Earn 1 point per dollar on all other p